Chapter 7

Property Damages

[A] Introduction

[B] Physical Injury : The Incorporation Context

[1] The Insurers' Position

[2] The Policyholder Position

[a] Eljer's physical link Theory

[b] Integration Theory

 

 

 

[3] Specific Application

[a] Asbestos - in Buildings

[C] Tangible Property

[1] Real Property

[2] Representative and other Typically Intangible Property

[3] Tangible Property and the information Age

[D] Loss Of Use

[1] Incorporation Context

[2] Occurrence with No Physical Contact with the claimant 's Property

[3] Lost Profits Resulting from Loss of Use: Existence of Coverage vs.

Measure of Damages

[4] Partial Loss of Use vs. Measure Of Damages

[5] Reduced Customer Acceptance as Loss of Use

BODILY INJURY

[A] Definition

[B] Emotional Distress with Physical Manifestations

[C] Non Physical Injuries

 

*****Lecture seminar this course is 1.5 hours for Continuing Education (CE) This course includes current cases and the change of how the court view  the duty to pay claims . Course study for Professional Designation student is  require 5 hours study time.  

 

This course is to give the student  a broad  understanding  of damages and it differs in in language between  bodily injury and property damage as opposed to advertisement  injury This is a  great course of  proper understanding  as it applies to the insurance industry.